Small Business Relief and Recovery Fund


SMALL BUSINESS RELIEF AND RECOVERY FUND:  Purpose is to reimburse small businesses for costs incurred from business interruption due to Emergency Proclamations and help small businesses implement safety precautions to prevent the spread of COVID-19 

Updates and Changes to the Program

  • ONE-TIME reimbursement for expenses up to $20,000 to each qualified business that has less than $2,000,000 in gross annual revenue. Businesses that received grants under this program previously can reapply for up to $20,000, less the amount preciously received (i.e., if received only $8,000 previously, can apply for $12,000).
  • Eligible business types:
    • a. Businesses registered with the Hawaii Department of Commerce and Consumer Affairs and sole proprietors
    • b. Non-profit organizations registered with the Hawaii Department of Commerce and Consumer Affairs and designated as tax-exempt under section 501(c)(3) or 501(c)(19)
  • An eligible business must actually operate in a physical commercial space. Ineligible businesses include home-based businesses, home offices, and businesses with only a post office box or in-car-of address as its business address. An applicant must have a lease dated prior to March 20, 2020 or own the location from which it conducts its operations.
  • Agricultural businesses are eligible if meeting all qualifications.  Eligibility will be determined by assessing Tax Map Key or leas of Tax Map Key associated with location of business operation.
  • Commercial Fishermen (not Longline Fisherman) can apply for the Small Business Relief and Recovery Fund for a maximum of $2,500 of qualified expenses. See special tab for qualifications and application procedures.
  • Owner must be Hawaii resident and business must be located in the City and County of Honolulu.
  • This is a REIMBURSEMENT program; proof of payment required: receipts, cancelled check, or other proof of payment needed (an unpaid invoice is not proof of payment and does not qualify; taxes other than sales tax on purchases are not reimbursable).
  • Fund will not reimburse payments applied from another Federally-funded CARES Act Paycheck Protection Plan (PPP), Economic Injury Disaster Loan (EIDL), etc.
  • The fund can also reimburse expenses incurred to implement physical distancing and other safety precautions to comply with business opening and operating guidelines.
  • Examples of Eligible Expenses:
  • Examples of Safety Precautions:
    • Increasing physical separation between employees at the worksite
    • Increasing physical separation between employees and customers
    • Costs associated with delivering products through curbside pick-up or delivery
    • Provide hand cleansers in the workplace, including alcohol-based hand sanitizer at least 60% alcohol
    • Placing hand sanitizers in multiple locations to encourage hand hygiene.
  • See full Qualifications and Requirements at tab below to see if your business qualifies and Applications tab to prepare documents to apply

Program Qualifications

Required Information for Application

Frequently Asked Questions

The City and County of Honolulu Office of Economic Development (OED) is partnering with local credit unions who will distribute the funds. Apply to appropriate credit union using last four digits of your GET number. You need not be a member of that credit union and will not be asked to join. Partner Credit Unions:

Aloha Pacific Federal Credit Union – (808) 531-3711

Hawaiian Financial Federal Credit Union – (808) 832-8700

HawaiiUSA Federal Credit Union – (808) 844-8995

Honolulu Federal Credit Union – (808) 777-5646

Questions regarding the Grant or Application Process once submitted should be directed to the servicing Credit Union for your application.

The program is open only for on-line application. Due to COVID-19 safety requirements, participating credit unions cannot handle walk-ins at this time. Please seek help from community organizations or groups if you have problems applying.

Additional Resources

For applicants who may need assistance with either language interpretation or computer skills, there are organizations and contacts have offered their services to assist you with the process of applying for the refundable grant and answer your questions.  Please contact them directly if you need assistance.  If you apply directly to your servicing credit union and they have issues in completing your application, they may ask you to contact these persons as well.

See the list of organization and contacts who can provide assistance here.

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